How much is mileage reimbursement for 10 miles in 2026?
For business driving, 10 miles in 2026 is reimbursed at $7.60 if driven Jul 1 – Dec 31, 2026 (76¢/mile) or $7.25 if driven Jan 1 – Jun 30, 2026 (72.5¢/mile). The IRS raised the rate mid-year — the driving date decides which rate applies.
Jan 1 – Jun 30, 2026
$7.25
10 mi × 72.5¢/mi (business)
Jul 1 – Dec 31, 2026 · current
$7.60
10 mi × 76¢/mi (business)
Why two amounts? The IRS raised the business rate mid-year — only the second mid-year adjustment since 2022. The rate that applies is the rate in effect on the date you drove, not the date you file. The mid-year increase is worth $0.35 on this distance.
10 miles at every 2026 IRS rate
| Purpose | Jan 1 – Jun 30, 2026 | Jul 1 – Dec 31, 2026 |
|---|---|---|
| Business | 72.5¢ → $7.25 | 76¢ → $7.60 |
| Medical | 21¢ → $2.10 | 21¢ → $2.10 |
| Moving (military) | 21¢ → $2.10 | 21¢ → $2.10 |
| Charity | 14¢ → $1.40 | 14¢ → $1.40 |
Source: IRS Notice 2026-10 (Dec 2025); IRS mid-year adjustment effective July 1, 2026. Charity rate is set by statute.
- Round trip (×2)
- 20 mi → $15.20
- Same trip in 2025
- $7.00 (70¢/mi)
- Mid-year difference
- +$0.35 (Jul–Dec vs Jan–Jun)
- Rates verified
- IRS Notice 2026-10 (Dec 2025); IRS mid-year adjustment effective July 1, 2026
Mileage reimbursement calculator
10 miles is commute-and-errand territory: driven every workday at the second-half 2026 rate, it adds up to $38.00 per five-day week. Small distances are exactly where rounding and rate mistakes slip through — the tables above use the official rates to the tenth of a cent.
Frequently asked questions
Which 2026 rate applies to my 10-mile trip?
The rate in effect on the date you drove: 72.5¢/mile for Jan 1 – Jun 30, 2026, 76¢/mile for Jul 1 – Dec 31, 2026. A trip driven in first half of 2026 is reimbursed at the older rate even if you submit the expense later.
How is the $7.60 figure calculated?
Miles × rate: 10 × 76¢ = $7.60. The IRS business rate (IRS Notice 2026-10 (Dec 2025); IRS mid-year adjustment effective July 1, 2026) covers fuel, maintenance, depreciation, and insurance in a single per-mile figure.
What is the round trip worth?
10 miles each way is 20 miles total: $15.20 at the current business rate (or $14.50 at the first half of 2026 rate).
What about medical or charity driving?
10 miles at the 2026 medical rate (21¢/mile) is $2.10; at the charity rate (14¢/mile, fixed by statute) it is $1.40.